Kilimanjaro Travel Insurance

Kilimanjaro Travel Insurance : An Ultimate Guide : Tanzania is home to Mount Kilimanjaro, Africa’s highest peak. It is an ideal mountain for dedicated climbers of all fitness levels. While planning a Kilimanjaro hike, be aware that it is a trek. Yes, you don’t need any mountaineering skills like ropes to reach Uhuru Peak.

Despite all such simplicity, Kilimanjaro travel insurance is essential. Unforeseen circumstances might happen before or during the climb. An insurance policy will help you get cover for any unpredicted event.

Is travel insurance for Kilimanjaro mandatory?

Yes, everyone trying to climb Mount Kilimanjaro will be required to show an insurance policy. You will produce proof of this document.

Is it necessary to have an insurance policy for Kilimanjaro?

The trails are remote. The routes to the summit are remote and unspoiled. When on these trails, you are far from local villages. You are also far from essential services like medical services. A policy will bring these services immediately with just one call.

Emergency evacuation. An insurance policy is like that true friend you call in your time of need. It will cover all unpredictable events that might arise.

When to buy Kilimanjaro travel insurance?

You are advised to buy a policy as soon as you book your trip. This will help you get reimbursement following uncertainties like trip cancellation or delay and flight delays.

What does Kilimanjaro insurance cover?

When selecting your policy, make sure it covers all the necessary things. Here are the necessary things that should be included in your policy:

Trip cancellation

Some situations might result in your trip being canceled. They may be uncontrolled situations like natural disasters, unpredictable government actions, disease outbreaks, wars, border closures, etc.

You might also be able to cancel if the group you want to join cancels their trip. The policy will cover your losses, including the costs of flights back home.

Trip interruption

This situation is rare, but it can happen. Your trip may be interrupted at any point before or during climbing Mt. Kilimanjaro. The reasons for interruption range from personal to uncontrolled phenomena.

This is the time to call your insurer for compensation. Most companies cover unforeseen circumstances like cancellation of the trip after departure and postponement.

Trip delay

Imagine your flight to Tanzania was delayed for one day. You were supposed to arrive one day before the hike. Your policy will pay you for any activities you might have missed, like a hotel stay, optional activities if included, etc.

Kilimanjaro emergency evacuation

Most climbers suffer from altitude sickness. This might happen when you reach higher elevations, like Stella Point and Gilman’s Point. During such situations, you will be evacuated by helicopter to lower altitudes.

High-altitude trekking

Mt. Kilimanjaro is 5,895 meters above sea level. Most policies often cover hiking up to 2,500 meters. Before you buy, check if the policy will provide cover when you are above 6,000 meters.

Lost or damaged belongings

In case you lose your belongings, like your passport, luggage, etc., insurance will reimburse you. This may include baggage delays and other related circumstances.

Accidents

Hiking or climbing is a tough activity. Accidents might arise during the hike, though they are very rare. When they happen, your insurer will cover the expenses incurred.

How to select a good insurance policy for climbing Kilimanjaro

A lot of companies offer plans for Kilimanjaro travel insurance. The important part is which company would be your best choice. Here are essential tips when buying travel insurance:

Coverage limit

What things does the insurer cover? Does it comply with your needs? If it doesn’t, maybe look at another company. Most policies cover basic things like lost luggage, trip cancellations, trip delays, etc. They don’t include medical expenses, especially if you have a pre-existing disease.

A good policy has to include medical expenses, emergency evacuation, and other necessary items. Be sure to contact the seller for the inclusion of such items or select another plan.

Prices

Price determines whether you should buy or not. Compare the prices of different insurance plans from various insurers to decide on the best one. Prices may differ depending on the items included, the duration, and other factors.

The best policies cost more than the basic ones. If you want a comfortable plan, adjust your budget first.

Claim

Sometimes, you may finish your trip without any disturbance. In any case that requires reclaiming your balance, the insurer should provide many options for claiming.

Some companies support online claims. You don’t have to rush to their office. You can claim even after you arrive back in your home country.

Customer service

Communication with clients is essential. If the company has 24/7 customer support, it is a good option. This means you will get immediate help after just one call.

Kilimanjaro travel insurance is very essential for your Kilimanjaro hike. At Focus East Africa Tours, we assist you if you want to buy a policy for your next trip.